PPO plans provide more flexibility when picking a Dentist. We also feature a network of providers, but there are fewer restrictions on seeing non-network providers. In addition, your PPO insurance will pay if you see a non-network provider, although it may be at a lower rate.

• Up to 40% off additional pairs of glasses
• LASIK eye surgery discounts
• And just for being an Aetna member – you’ll get discounts on gym memberships, acupuncture, chiropractic care, weight loss programs, books, dental products travel, electronics, auto, dining and more. 

Even with major medical insurance, most deductibles, copays, coinsurance and some treatments and procedures are still not covered. These costs and other non-medical expenses can add up quickly with a critical illness, accident, disability or hospitalization.

Choose the plan that’s right for you. Every accidental injury—from bumps and bruises to broken bones—requires different care and treatment. To help protect you and your family, ACCIDENT ASSURE offers benefits for today’s most common accidental injuries, whether they happen on the job or off. Plus, the policy lets you choose from two levels of coverage.

• Benefits paid directly to the you or your beneficiaries, not the provider.
• Freedom for people to use their benefits however they choose.
• Benefits paid regardless of other insurance, including employer-sponsored major medical.

Annual contribution limits  

(Click here to learn more) https://www.optum.com/en/library/health-finances/page.hub.manage-hsa-contributions.html

2024 limits:

• An individual can contribute up to $4150.00 (an increase of $300 from 2022) for the year.
• An individual with family coverage can contribute up to $8300.00 (an increase of $550 from 2023) for the year.

2023 limits:

• An individual can contribute up to $3850 (an increase of $300 from 2023) for the year.
• An individual with family coverage can contribute up to $7,200 (an increase of $550 from 2021) for the year.

Don't forget: If you are age 55 or older, you can contribute an additional catch-up contribution of $1,000 per year. If your spouse is also 55 or older, he or she may establish a separate HSA and make a “catch-up” contribution to that account.